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![]() What does YOUR homeowners insurance cover? The truth is there are different types of policies that protect against different types of losses. Some policies are written to cover “anything except” while others cover “nothing but”, the difference in protection can be huge! Frequently, a number of factors including the age and condition of the property and the major systems servicing it (heating, plumbing, electrical and roofing) have an impact on the type of protection that is available to you. Plus, there are several types of losses including flood and earthquake that are specifically excluded in most homeowner’s policies. If your home is located in an area where these types of losses are a concern, then those coverage considerations should be specifically addressed in your loss management/insurance protection program. At Sarvey Insurance, we will help you obtain our best product that your home qualifies for. If it’s not our best, we will help you identify what you can do to help qualify your home for the best protection available. Protecting Your Family Is Our Family Business.
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