Sarvey Insurance Blog

Common Commercial Property Insurance Exclusions

Posted: September 19, 2019

Commercial property insurance is designed to protect the physical assets of your business from specific perils, including fire, explosions, storms, burst pipes, vandalism, and theft. It protects your building and its contents, along with fences, signs, and other exterior fixtures. It is a core coverage of your business insurance policy. If you have purchased commercial property insurance coverage for your business, you can expect to...

Understanding The Liability Portion Of Homeowners Insurance

Posted: September 16, 2019

Generally, homeowners insurance is designed to help repair or replace your home and belongings if they are damaged by certain covered perils, such as fire or theft. Most homeowners policies also provide liability coverage in case a visitor is injured on your premises, or you accidentally damage another person’s property. You may also add a personal umbrella policy – a type of insurance that provides...

Weird Life Insurance Questions You Were Too Afraid To Ask

Posted: September 13, 2019

Life insurance, by its very nature, is deeply personal. It transforms the vulnerable into the secure. It can also leave you wondering – how does that all work, anyway? Keep reading for answers to a few curious questions you’ve probably wondered about life insurance… but were too afraid to ask. Q: I have a dangerous hobby. Can I still get life insurance? A: In many...

How To Find A Lost Life Insurance Policy

Posted: September 10, 2019

It’s estimated that $1 billion in benefits from forgotten and lost life insurance policies are sitting unclaimed in America, says Consumer Reports. Could you be among the estimated 1 in 600 people who may be the beneficiary of an unclaimed life insurance policy? If so, there are ways to find out. Here are some tips to help. 5 Ways to Locate a Lost Life Insurance...

Crowdfunding Is Not Life Insurance

Posted: September 6, 2019

We live in a world of instant gratification. These days, you can order takeout, book a plane ticket, or even find a Friday night date – all with a swipe and a tap on your phone. Living in the moment is a beautiful thing. But when it comes to financial planning, it’s important to think ahead. Life insurance puts you in control of how you...