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Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Beginner’s Guide to Personal Umbrella Insurance

Posted: April 16, 2021

Personal umbrella insurance serves an essential purpose, as it provides liability protection above and beyond the policy limits on your vehicle, home, or boat. Every insurance policy has limits, and personal umbrella insurance kicks in once you have exceeded those limits, expanding your protection if a claim or lawsuit is filed against you. Should I Have Personal Umbrella Insurance? One of the vital protections provided...

Beginner’s Guide to Key Person Insurance

Posted: April 4, 2021

You have devoted your time, creativity, energy, and finances to build a business. The last problem you need is the risk of losing it all if a key member of your team passes away. Key person insurance is a specific type of life insurance that protects a business in this situation.  What is Key Person Insurance? Key person insurance pays out death benefits to a...

Simple Car Maintenance Anyone Can Do

Posted: April 1, 2021

All vehicles require regular maintenance. Some maintenance you can do yourself and avoid the cost of an auto mechanic. Just like ensuring you have the best deal on your auto insurance, performing basic maintenance saves you money. Are you a dedicated do-it-yourselfer? Even if you have never done vehicle maintenance before, most of the tasks outlined below are not difficult to learn. Replace Your Air...

Professional Liability Insurance vs. General Liability Insurance

Posted: March 19, 2021

All businesses, large and small, face the risk of liability. Professional liability insurance and general liability insurance both provide protection for your business. The main difference between these two types of insurance is the different risks they cover.  What Is Professional Liability Insurance? Also known as errors and omissions (E&O) insurance, professional liability insurance is designed to protect you in case a client files a...

When to File a Homeowners Insurance Claim

Posted: March 16, 2021

A home is a major investment, and home insurance is designed to protect it. We pay premiums in exchange for coverage, so the natural inclination is to file a claim when a covered loss occurs. The reality is not so clear cut. Filing a claim under the wrong circumstances can affect your premiums and your finances adversely in the future. It is important to know...